Pros:
ETI brings 22 years of payment transaction-credit card merchant account experience to companies of all kinds, sizes, and modes of conducting business. They provide the range of service and equipment for retail, online and e-commerce, mail & phone orders, touch-tone, wireless, mobile, check, recurring & donation billing and ACH processing, debit, shopping carts, and more.

There are no hidden fees. Fees range from competitive to low. Application, setup, shopping cart, shipping & handling, programming, fraud screening, batching and certain other services are Free. Interchange-plus pricing and seasonal downtime are also offered. They provide fast approval averaging only a day with a 98% acceptance-approval rate. ETI also accepts high-risk, international, and multi-currency merchants. Their gateway resource is secure and industry compliant. Courteous and knowledgeable technical support is 24/7. Their Web site has many grateful testimonials.

Cons:
ETI has 1-year contracts with a $195 cancellation fee, but one can negotiate with them on those matters. The company has had only one complaint in the last 36 months with the Better Business Bureau, and we saw zero complaints on the sites we check. The company enjoys an A+ rating with the BBB.